UCC Issues Appeal to Support Relief Efforts as Historic Flooding Continues to Impact Hawaii

The Cornerstone Fund sends our prayers to those affected by the flooding in Hawaii.

This article is cross-posted from the National United Church of Christ blog.

The United Church of Christ has issued an appeal to support those who’ve been impacted by the historic floods in Hawaii. 

By Charles Jefferson, Jr. -- March 24, 2026

Reports indicate this is the worst flooding to hit Hawaii in two decades. Homes have been swept off their foundations, cars have floated out of driveways, and thick volcanic mud has oozed into buildings, covering floors and walls.

Authorities in Hawaii said no deaths have been reported, but more than 230 people had to be rescued. On Monday, a fresh downpour of rain set off more flooding on Oahu’s south side while residents on the island’s North Shore cleaned up and assessed destruction from last week’s storms.

The Global H.O.P.E. (Humanitarian, Opportunities, Partnerships, Empowerment) team is in regular communication with the Hawaii Conference staff, ecumenical partners in disaster recovery, and response coordination calls with the national network of voluntary organizations active in disasters (VOAD).

The appeal, which was enacted by UCC General Minister and President/CEO the Rev. Karen Georgia Thompson, along with the UCC’s Disasters Ministries Team, an arm of the Global H.O.P.E. team, calls the church to give support to the immediate recovery, and relief efforts that will be needed on ground in Hawaii.

Reports from those on the ground say at least three UCC churches have been damaged by the storms. Several other UCC churches have made their buildings available as shelters for those who need refuge from the elements.

“We know that as the flood waters recede, affected communities face a long road ahead,” said Andrew Long-Higgins, Global H.O.P.E. minister and team leader. “Through the special appeal we will be able to accompany those communities in the weeks, months, and years ahead. Our hearts and prayers are with all of those affected across the Hawaiian Islands.”

CLICK HERE to read the full appeal and to donate, and learn more about how your funds will be used to support relief efforts.


Congregational United Church of Christ

A Lasting Legacy Thanks to Covenant and Collaboration

When the Congregational United Church of Christ of Arlington Heights, Illinois was deciding on its future several years ago, the church found itself with few options. Members of the church were discerning that it was perhaps time to consider closure, but they were also discerning how best to honor their legacy as a faithful and generous congregation.


As a new church start in the late 1950s, the congregation’s identity was deeply rooted in community and missional support. “We’ve been mission-focused throughout our history,” said church board member Jeff Pattee.

The church property was situated on 2.5 acres next to a large hospital complex, which had used the church parking lot for years and then bought the property in April 2024. During the time it took for the sale to be completed, the congregation met numerous times to discuss the future.

In addition to considering legacy, the logistical process of closing a church is complicated and can often feel overwhelming. “Closing is a very difficult and emotional time for church leadership and there are many details to attend to,” said Rebecca Perera, Vice President and Chief of Credit for the Cornerstone Fund.

Thankfully the United Church of Christ financial ministries are able to help. First, the congregation reached out to United Church Funds and then the Cornerstone Fund for support.

“UCF was originally approached by the church through referral based on UCF’s previous experience guiding churches through the process of creating a legacy endowment,” said Matt Wagner, UCF’s Vice President of Institutional Relationships. “In consultation with church leadership, a portion of the legacy endowment would be invested in Cornerstone Fund’s term notes at the discretion of UCF and in alignment with the asset allocation plan in the legacy agreement.”

Additionally, the church was concerned about the continuing financial obligations it would have through the closing process, especially given that they were involved in a major commercial real estate transaction with a large entity. The church was relieved to learn that the Cornerstone Fund could provide a line of credit to the church which could be used to pay for utility bills, legal fees, and other final costs, giving the leadership peace of mind and the ability to manage the church’s affairs without the stress of wondering how to pay. “Cornerstone is ready to support churches in all phases of the church life cycle,” said Cornerstone Fund’s Rebecca Perera.

In the end, due to the sale of the church being moved closer to their closure date, Congregational UCC ended up not needing the line of credit, but knowing it was available relieved a great deal of stress.

Relieved of the logistical stress, the congregation could turn all of their attention to considering the distribution of their assets and the legacy they would leave. “We weren’t going to merge with another church, so we decided to build a legacy endowment with a 20-year life cycle,” said Pattee. “We decided to use half of our assets for immediate grants to agencies we’ve long supported – 23 agencies received that support — and we wanted to use the other half to build an endowment for long-term funding of those agencies.”

This type of endowment, offered by United Church Funds and the Cornerstone Fund, was exactly what the congregation wanted. Rather than giving a one-time donation to the organizations they support, they worked with UCF and Cornerstone to structure a legacy plan so that their preferred agencies get gifts every year for 20 years.

UCF and the Cornerstone Fund also solved one of the church’s first worries about the function of their endowment.

“Most places we researched (to manage the funds) required involvement from a church member as a trustee of the funds,” said church board member Tom Harris. “We were looking to separate and not have that responsibility – as we were also in the grieving process of saying goodbye of our beloved church.”

UCF and the Cornerstone Fund would manage the funds for the full cycle, requiring no long-term involvement from former church members.

Pattee, Harris, and the entire congregation loved that feature, but the first reason was that their values aligned with UCF’s and the Cornerstone Fund’s. The congregation appreciated that their remaining funds would help other churches and faith-based projects create change in their communities via Cornerstone Fund lending.

“We especially like how Cornerstone Fund investments can support new church starts – that’s what we were back in the 1950s,” said Pattee. “If we can use our money to help someone start a new church, what better legacy is that?”

United Church Funds (UCF) is the leading provider of socially responsible, values-aligned investment management services to United Church of Christ churches and ministries, as well as all faith-based organizations. They offer customized investment portfolios and prudent investment strategies that provide competitive returns while also reflecting their clients’ values in seeking to achieve a just world. UCF also offers endowment governance consulting, planned giving programs and superior, personalized service from their dedicated Client Services team. Learn more at www.ucfunds.org.

The Cornerstone Fund is a non-profit financial institution that offers faith-based and socially responsible investments – which allows them to offer loans directly to churches and faith-based, non-profit organizations to create change in their communities. Their investing program offers an opportunity for individuals and organizations to take part in projects ranging from worship space renovations to transitional housing developments and everything in between.

The Cornerstone Fund offers resources when deciding your legacy, or the legacy of your church. Learn more: cornerstonefund.org/legacy


Happy Holidays and Thank You!

From Maria Coyne, president and CEO of the Cornerstone Fund:

Dear friends, 

Thank you for another incredible year of helping create change in communities across the country! As a Cornerstone Fund investor, it is important for you to know that your participation directly supports loans to congregations and faith-based nonprofits doing spirit-filled and life-saving work. Your investment was a beacon of hope and inspiration throughout 2025 as the Cornerstone Fund continued to serve as a catalyst for ministries to thrive.  

Your investments allowed us to help finance church and non-profit projects ranging from installing rooftop solar, to making sanctuaries more accessible to building more affordable housing, and everything in between. For example, our Disaster Care Program helped Pass-A-Grille Beach Community Church rebuild in a more affordable and sustainable way after Hurricane Helene severely damaged their buildings in 2024. 

This is just one example of the Cornerstone Fund Difference – our model of investing in and building community. We have several other examples on our website, and we also share them regularly on social media. We do this because it is important for you to know just how valuable and impactful you are. When you invest with Cornerstone Fund, you are investing in church vitality, anti-poverty initiatives, creation care, and so much more.   Thanks to your support: 

  • Our investments increased by more than $8 million this year, making our total portfolio more than $126.4 million!  
  • Our loan portfolio grew by approximately $10.7 million this year, totaling more than $142 million! 

You have made a world of difference! And our work together is not done! Here is a sneak peek on something big coming in 2026:  

 “Walking the Journey With You” is the new documentary about our partnership with Trinity Church – Chicago to build Imani Village. Learn more and see the trailer on our website. 

Thank you for being a trusted partner. We value your commitment to this transformative work.  You are truly a light in these times, and we hope your holiday season shines just as brightly. 

We couldn’t do what we do without you!  

Wishing you all the best for 2026, 

Maria Coyne 

President & CEO of the Cornerstone Fund 


Cornerstone Fund Announces New Chief Financial Officer Tami Marinella

FOR IMMEDIATE RELEASE
DATE: December 15, 2025
CONTACT:
Heather Moyer, Cornerstone Fund
443-418-4653; hmoyer@cornerstonefund.org

Cornerstone Fund Announces New Chief Financial Officer Tami Marinella 

The Cornerstone Fund is thrilled to announce the hiring of Tami Marinella as its new Vice President and Chief Financial Officer. Marinella comes to the Cornerstone Fund after serving as the CFO of the United Church of Christ. 

Tami Marinella

“The Cornerstone Fund lives its mission, vision, and purpose, and I look forward to ensuring its financial information is accurate, timely, and useful so that we can continue serving our investors by growing their investments and using those investments to positively impact communities across the US,” said Marinella. 

Cornerstone staff are excited to have Marinella’s extensive financial experience. 

“We’re thrilled to have someone with such financial acumen join our team,” said Cornerstone Fund President and CEO Maria Coyne. “Tami will be a great addition to our leadership team and an asset that will benefit our clients and partners.” 

Prior to joining the UCC National Setting, Marinella served as the CFO of Cuyahoga Metropolitan Housing Authority for seven years.  CMHA is the oldest and seventh largest public housing authority in the Country.  Marinella also served in financial roles at the Cleveland Department of Public Health, the Cleveland Department of Public Utilities, and Northcoast Behavioral Healthcare. She looks forward to supporting the Cornerstone Fund’s vision. 

“Saving and investing, we are taught, is a way to secure your future -- but the Cornerstone Fund offers so much more,” said Marinella. “The Cornerstone Fund is an opportunity to invest in community and in our neighbors.  This is the most fundamental concept of all humanity, yet the one most overlooked in financial circles.” 

Marinella begins her role January 1, 2026. 

### 

About the Cornerstone Fund 

Founded in 1993, the United Church of Christ Cornerstone Fund’s mission is joining together in faith to invest in and build community. The Cornerstone Fund is a non-profit financial institution that offers investments for individuals, churches, and faith-based non-profit organizations. The Cornerstone Fund then loans those funds directly to other churches and faith-based non-profit organizations for projects that create change in their communities.  


Start Right Community Development Corporation

Building Homes for Neighbors in Need


Start Right Community Development Corporation is an off-shoot of the Start Right Church in the Caledonia neighborhood of Cleveland Heights, Ohio. The organization assists the neighborhood by addressing hunger and housing. Its Good Neighbor housing rehab program has renovated 11 homes to date, with 7 properties currently under renovation. The organization is continuing with its Caledonia Homes program, which builds new homes as in-fill projects in the long-neglected neighborhood.

NEED


Start Right CDC plans to build more homes in the neighborhood, but their latest home build ran into an issue when federal funds were redirected to its Good Neighbor program instead.

Jimmie Hicks III, Start Right CDC's Director of Planning and Development, speaks to the Cornerstone Fund board of directors.
One of Start Right CDC's newly constructed homes.

CALLING


Start Right CDC is building new homes to create affordable housing for current residents of the Caledonia neighborhood.

God Math


A line of credit with the Cornerstone Fund is allowing Start Right CDC to move ahead with its housing construction. The organization aims to build more than 20 additional homes in Caledonia in the coming years.


Shiloh Temple House of God

Expanding Worship and Community Outreach


Shiloh Temple House of God in Cleveland, Ohio is a church offering numerous services for its congregation and the surrounding community, including after-school programs, summer youth programs, food distribution, and healthcare guidance in partnership with nearby hospitals. Some 40% of neighborhood residents live below the line.

NEED


Shiloh’s congregation was outgrowing its building both in membership numbers and in community services. They needed space for a growing congregation to worship and help the neighborhood.

Shiloh's church sign in front of their older building.
The new sanctuary at Shiloh Temple House of God.

CALLING


The congregation’s dream was to build a bigger facility next to the current building to house a much larger sanctuary and allow them to continue offering critical services to the neighborhood.

God Math


Thanks to Cornerstone Fund investors, a loan of $5,215,000 helped Shiloh Temple House of God build the new facility – which boasts a large sanctuary, library, and offices. The old church building was transformed into a banquet hall and rooms for community and church use.

“(The Cornerstone Fund) understood where we were coming from….It was absolutely wonderful working with them and I would recommend them to anybody.”

— Apostle Steven L. Best, Sr., pastor of Shiloh Temple House of God.


Trinity Chicago's Imani Village Highlighted in Crain's Business

Reposted from Crain's Chicago Business

Imani Village Lays Down a Model for Transforming Far South Side

by Judith Crown, October 14, 2025

Rendering of final view of Imani Village

Over the summer, Chicago seniors began moving into a $36 million, 70-unit building with modern appliances and community spaces just steps from a new Metra station scheduled to open in 2027. It’s the first project at Imani Village at 95th Street and Cottage Grove Avenue, a mixed-use development initiated by Trinity United Church of Christ.

Trinity says Imani, which means faith in Swahili, is envisioned as a beacon of hope in a neighborhood accustomed to poverty and disinvestment. It’s a “blueprint for transforming the face and future of Chicago’s Far South Side,” according to the Pritzker Traubert Foundation. The project is a finalist for the foundation’s 2025 Chicago Prize , which supports real estate development on the city’s South and West sides.

“We're building a model community, and we're anchoring the 95th Street Corridor Plan,” says Patricia Eggleston, executive director of Imani Village. The project is inspired by principles of economic development, health equity, environmental justice and reversing the negative impact of mass incarceration, she says.

The Chicago Prize comes with a $10 million grant over three years, which could provide leverage for the additional funding needed for ambitious plans that include a second building for seniors, a hotel, an athletic and wellness center, and a food hub. A social enterprise, Imani Village has plans to convert a former steel distribution facility into a manufacturer of single-family modular homes.

Earlier this year Advocate Health Care announced plans to add an immediate care center to its outpatient clinic at Imani, a $10 million investment. The expansion will add 4,600 square feet to the clinic, which opened in late 2018, and include equipment to support triage and treatment, cardiac and vascular diagnostics, imaging services and virtually assisted care. It is scheduled to open by the end of the year.

Trinity started acquiring land at the site in 2009, spending $7.65 million over five years to purchase 27 acres, with another 8 acres pending, Eggleston says. A $6.7 million loan from the Cornerstone Fund of the United Church of Christ was used to build the Advocate clinic.

A charter school on the site was converted to community and office space for Trinity’s nonprofit arm, The Endeleo Institute. The senior apartments, built with co-developer SPM Properties, required a capital stack that included tax credits and participation by the city of Chicago, the state of Illinois and the U.S. Department of Housing & Urban Development. A second group of 62 apartments also is planned.

An ambitious part of the plan is conversion of the former Carpenter Technology steel distribution facility to build modular homes, called Imani Works, in partnership with Chicago-based builder Inherent L3C, which has been constructing affordable single-family homes on the West Side since 2022. Inherent will manufacture the first batch of homes at its West Side facility, then “gradually train us and our partners,” Eggleston says.

Imani’s vision and its standing as a finalist for the Chicago Prize open a major opportunity, says Juan Sebastian Arias, executive director of the nonprofit Elevated Chicago, one of the partner agencies on the plan to revive the 95th Street Corridor. “With all the infrastructure investment in the works, Imani will continue as a major hub of activity and it can be a generator of equitable community wealth building,” he says.


Cornerstone Fund Guests on United Church Funds Podcast

The United Church Funds "Just Investing" podcast had Cornerstone Fund VP & Chief Relationship Officer Rev. Dr. Courtney Stange-Tregear as a guest this week. They talked about what we mean by "God Math," and so much more. Listen by clicking on the image, or on the podcast services listed below.

 

Listen and Subscribe On:

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Hoyleton Youth and Family Services

Helping Kids In Need


Hoyleton Youth and Family Services in Fairview Heights, Illinois, is a residential treatment program for children and adolescents as well as a transitional living for older adolescents with developmental disabilities who may also have severe emotional and behavioral problems. The organization is the single largest residential care provider in the state for children diagnosed with intellectual disabilities and mental illness. Hoyleton can attest that given the right care, even children in worst case scenarios can experience remarkable growth and recovery.

NEED


Hoyleton’s five residential cottages were grossly outdated. The oldest cottage was built in 1915 and the newest in 1995. While the cottages have been maintained and updated (roofs, flooring, etc.) they were largely in their original form—outdated and not built for their current use.

One of the new cottages built with the Cornerstone Fund's help.
The ribbon cutting in front of the new cottages

CALLING


Hoyleton’s facilities were unable to accommodate Illinois Department of Children and Family Service’s need for more therapeutic beds for this population of youth. The organization saw the need for updated and safe facilities for their patients and dedicated themselves to building six new cottages.

God Math


A Cornerstone Fund loan of $5.5 million helped Hoyleton meet the need and build the new cottages. These new buildings that are suitably designed for children and adolescents will lead to a shorter stay in therapeutic care. With the new facilities, Hoyleton expects to reduce the average stay from 17.5 to 12 months or less, and the anticipated result is that more than 70 children will be served on an annual basis.

“Cornerstone’s guidance and assistance were instrumental in transforming a long-held dream into reality. I can’t envision a more ideal partner to have worked with.”

— Chris L. Cox, President and CEO of Hoyleton Family and Youth Services.


West Concord Union Church

Creation Care in Action


West Concord Union Church is a historic United Church of Christ congregation in Concord, Massachusetts, that strongly supports a range of social justice causes. To demonstrate their commitment to Creation Care, they knew it was time to invest more in “greening” the church.

NEED


After installing solar panels on their roof several years ago, WCUC wanted to update the church’s oil-fueled HVAC system (pictured on the right). It was old, inefficient, and expensive. The system generated more than 140,000 pounds of greenhouse gases annually.

CALLING


West Concord Union Church was called to increase their commitment to Creation Care by installing a more efficient and less expensive heat pump HVAC system. With a total project cost of $1.3 million for the HVAC construction, West Concord Union Church was prompted to look outside of the congregation for the necessary financial solutions.

God Math


The Cornerstone Fund’s Creation Care loan, which came with a reduced interest, was put to work to finance the new HVAC project’s $1.3 million price tag.

Thanks to an effective capital campaign, revenue from various church tenants, notable property assets, and the Cornerstone Fund loan, the congregation updated its HVAC system. The new system is expected to save the congregation $30,000 to $40,000 annually. And thanks to this new HVAC system, the church is now carbon neutral.

“Our community believes that God calls us to care for the earth. Transforming our energy use is an expression of our beliefs and aligns of our practices with our faith.”

– Rev. Hannah C. Brown, pastor of WCUC.