Flexible Demand Note

Earn more on your money – both in dollars and sense

With a Cornerstone Fund Flexible Demand Note, you’ll have convenient, flexible access to your account while earning variable interest rates with no fees. Flexible Demand Notes can be purchased for as little as $50. Plus, your investment helps the Cornerstone Fund offer low-cost loans to local United Church of Christ ministries and non-profit organizations.

Enjoy convenient, flexible access to your investment

Cornerstone Fund Flexible Demand Notes are both convenient and easy to access. You can withdraw any portion of your investment anytime—either by an ACH transfer within your online account or by emailing us. You also have 24/7 online access to your account after you have enrolled online, where you are able to view information related to your Flexible Demand Note or any other Cornerstone Fund Notes that you hold.

Earn even more with the Flexible Demand Plus Note

The Cornerstone Fund’s Flexible Demand Plus Note rewards you even more with the same flexibility of a traditional demand note . With an opening investment of at least $50 and a minimum monthly investment of $100 (via ACH/electronic funds transfer), you will earn even higher rates than a standard flexible demand note. See our Offering Circular for details.

The Cornerstone Fund Flexible Demand Note Advantage

The Cornerstone Fund’s Flexible Demand Notes allow you to have easy access to your investment while also supporting local communities that United Church of Christ ministries support. Use Flexible Demand Notes to save for quarterly tax payments, out-of-pocket healthcare expenses, school tuition, and/or unexpected home repair projects, or anything else—all while earning interest* on your dollars.

How do I invest?

For more information about how to invest in the Cornerstone Fund Term Note, please refer to our Offering Circular.

What is the minimum opening balance requirement?

A Cornerstone Fund Flexible Demand Note can be opened for as little as $50.

How much interest does the Flexible Demand Note earn?

Cornerstone Fund Flexible Demand Notes earn interest. Check out our current rates, and see our Offering Circular for more information.

What are the monthly service charges?

There are no monthly service charges with Cornerstone Fund Flexible Demand Notes.

How can I access my account?

You can easily access your account online. Enroll here.

Is there a monthly investment requirement?

There are no monthly service charges with Cornerstone Fund Flexible Demand Notes.