As an increasing number of natural disasters continues to devastate communities across the US, the Cornerstone Fund recognizes the importance of offering ways to support those rebuilding in the aftermath. In keeping with our Mission to Invest in and Build Community, in late 2024 the Cornerstone Fund launched a new product called Disaster Care. This initiative provides loans at a lower interest rate than would otherwise be available to churches that have experienced destruction, bridging the gap that is often left between insurance coverage and actual costs of repairs and rebuilding. We believe this new offering is a vital step in helping congregations rebuild and restore hope.

Investing with the Cornerstone Fund is what allows us to make loans to churches and missionally aligned non-profits, including Disaster Care loans. In addition to thoughts and prayers for those most affected, please consider investing in a Disaster Care Term Note which is offered at 3% APR for 36 months. This is an intentionally lower interest rate than our 36 Month Term Note, allowing for lower interest rate loans to be made where they are needed most. See the Offering Circular for more information.

• Term: 36 months
• Interest Rate: 3.00%
• Minimum Investment Amount: $500

Through our Disaster Care Investment & Loan Program, the Cornerstone Fund supports post-disaster efforts by offering more favorable terms on loans. To recover after disasters, United Church of Christ congregations undertake projects such as: 

• Repairing or replacing roofs 

• Repairing or rebuilding worship and fellowship spaces 

• Installing facilities to support incoming recovery volunteers 

• Improving facilities to mitigate future disaster impacts 

The Cornerstone Fund team understands that every project is unique, and we are committed to helping you explore your financing options and select one that suits your church’s needs.