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Current Rates

Rates are posted as of July 29, 2014 and are subject to change without notice.

INVEST.

 
Rate
Yield
Demand Account
Min. investment: $50
0.500%
0.501%
Term Investments
Min. investment: $500
6 months
0.750%
0.751%
12 months
1.000%
1.002%
*18 months
1.125%
1.128%
*30 months
1.375%
1.380%
*60 months
1.875%
1.884%
Church Builder Bonus
Min. investment: $10,000 — call for details and an investment package
60 months
2.875%
2.896%
The Cornerstone Fund welcomes investments from UCC individuals, churches and organizations.
*Step Up Your Rate option available.

BORROW.

Take advantage of $1,500 toward closing costs on Cornerstone Fund loans.
Adjustable Rate Loans
Terms available from five to 30 years, with a 6% life-of-loan rate cap and a 2% cap per adjustment
Adjustment
Period
Rate Index & Margin
1 year 3.500% 1-year US Treasury + 3.25%
3 years 4.500% 1-year US Treasury + 3.50%
 
Fixed Rate Loan
Rate
30 year 5.000% Five-year balloon
15 year 4.500% Five-year balloon
5 year 4.000% Fixed rate
 
Revolving Line of Credit
Rate
Max: $100,000, five-year term 4.750% Monthly interest-only payment option
Simplified application and reduced closing costs
Eco Loan
Max: $100,000
Choice of adjustable or fixed rate loan options
Simplified application and reduced closing costs