Rates as of April 25, 2017
Download Current Rate Sheet

Invest

Demand Account
Requires a minimum investment of $50.00

Rate
0.625%
Yield
0.626%
Demand+ Account
Requires a monthly deposit of at least $100.00 via electronic funds transfer (ACH)

Rate
0.750%
Yield
0.751%

Term Investments
Min. investment: $500

Term
6 month
6 month
6 month
12 month
12 month
12 month
24 month*
24 month*
24 month*
36 month*
36 month*
36 month*
60 month*
60 month*
60 month*
Investment Amount
$500 – $2,499
$2,500 – $24,999
$25,000 or more
$500 – $2,499
$2,500 – $24,999
$25,000 or more
$500 – $2,499
$2,500 – $24,999
$25,000 or more
$500 – $2,499
$2,500 – $24,999
$25,000 or more
$500 – $2,499
$2,500 – $24,999
$25,000 or more
Rate
0.850%
0.975%
1.100%
1.225%
1.350%
1.475%
1.350%
1.475%
1.600%
1.525%
1.650%
1.775%
1.975%
2.100%
2.225%
Yield
0.852%
0.977%
1.103%
1.229%
1.355%
1.480%
1.355%
1.480%
1.606%
1.531%
1.657%
1.783%
1.985%
2.111%
2.237%
Church Builder Bonus
Min. investment: $25,000 – call for details and an investment package.

Term
60 month
Rate
3.225%
Yield
3.251%

The Cornerstone Fund welcomes investments from UCC individuals, churches and organizations.
* Step Up Your Rate option available — see website for details.

Borrow

Adjustable Rate Loans
Terms available from five to 30 years, with a 6% life-of-loan rate cap

Adjustment Period
1 year
3 year
Rate
4.375%
5.000%
Index and Margin
1-year US Treasury + 3.25%
3-year US Treasury + 3.50%
Additional
2% cap per adjustment
2% cap per adjustment

5 Year Fixed Rate Loan

Term
5 year
15 year
20 year
30 year
Rate
As low as 4.000%*
As low as 4.250%*
As low as 5.000%*
As low as 5.250%*
Additional Info
Fixed rate
Five-year balloon
Five-year balloon
Five-year balloon

*Lower pricing available based on participation in the Interest Rate Rebate program. Minimum down payment or equity in property varies by loan type.

Revolving Line of Credit

Type
Secured ($100,000 Max)
Unsecured ($50,000 Max)
Rate
5.750%*
6.250%**
Term
5-Year Floating
5-Year Floating

*3-Month LIBOR = 4.50% with monthly interest only payment option
**3-Month LIBOR + 5.00% with monthly interest only payment option

Bridge Loan

Type
Secured ($250,000 Max)
Unsecured ($100,000 Max)
Rate
5.750%*
6.250%**
Term
1-Year Floating
1-Year Floating

*3-Month LIBOR = 4.50% with monthly interest only payment option
**3-Month LIBOR + 5.00% with monthly interest only payment option

INVESTMENTS:
This is not an offer to sell you our securities and we are not soliciting you to buy our securities. The offering is made solely by the Offering Circular, which may be obtained by calling us at (888) 822-3863. The purchase of our securities is subject to risks, which are described in our Offering Circular. We will offer and sell our securities only in states where authorized.
• Not FDIC or SIPC insured • Not a bank deposit • Not guaranteed by the United Church of Christ

Currently, we do not offer or sell our Notes to investors located in the states of: Arkansas, Florida,and Nebraska.

LOANS:
Interest rates are subject to change without notice. The interest rate on your loan will be set at the time of approval and will be guaranteed for a period of 60 days. If the loan does not close within the 60 day period, the interest rate will be subject to market conditions.