Rates as of September 27, 2016
Download Current Rate Sheet

Invest

Demand Account
Min. investment: $50

Term Rate
0.500%
Yield
0.501%

Term Investments
Min. investment: $500

Term
6 month
12 month
18 month*
30 month*
60 month*
Rate
0.750%
1.125%
1.250%
1.375%
1.875%
Yield
0.751%
1.128%
1.254%
1.379%
1.883%
Church Builder Bonus
Min. investment: $10,000 – call for details and an investment package.

Term
60 month
Rate
2.875%
Yield
2.895%

The Cornerstone Fund welcomes investments from UCC individuals, churches and organizations.
* Step Up Your Rate option available — see website for details.

Borrow

Adjustable Rate Loans
Terms available from five to 30 years, with a 6% life-of-loan rate cap

Adjustment Period
1 year
3 year
Rate
3.875%
4.500%
Index and Margin
1-year US Treasury + 3.25%
3-year US Treasury + 3.50%
Additional
2% cap per adjustment
2% cap per adjustment

Fixed Rate Loan

Term
5 year
15 year
20 year
30 year
Rate
4.000%
4.500%
5.000%
5.250%
Additional Info
Fixed rate
Five-year balloon
Five-year balloon
Five-year balloon
Revolving Line of Credit

Term
Max: $100,000, five-year term
Rate
5.375%
Additional Info
Monthly interest-only payment option
Simplified application and reduced closing costs

INVESTMENTS:
This is not an offer to sell you our securities and we are not soliciting you to buy our securities. The offering is made solely by the Offering Circular, which may be obtained by calling us at (888) 822-3863. The purchase of our securities is subject to risks, which are described in our Offering Circular. We will offer and sell our securities only in states where authorized.
• Not FDIC or SIPC insured • Not a bank deposit • Not guaranteed by the United Church of Christ

Currently, we do not offer or sell our Notes to investors located in the states of: Arkansas, Florida,and Nebraska.

LOANS:
Interest rates are subject to change without notice. The interest rate on your loan will be set at the time of approval and will be guaranteed for a period of 60 days. If the loan does not close within the 60 day period, the interest rate will be subject to market conditions.