Rates as of February 24, 2015
Download Current Rate Sheet

Invest

Demand Account
Min. investment: $50

Term Rate
0.500%
Yield
0.501%

Term Investments
Min. investment: $500

Term
6 month
12 month
18 month*
30 month*
60 month*
Rate
0.750%
1.125%
1.250%
1.375%
2.000%
Yield
0.751%
1.128%
1.254%
1.379%
2.010%

Church Builder Bonus
Min. investment: $10,000 – call for details and an investment package

Term
60 month
Rate
3.000%
Yield
3.022%
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The Cornerstone Fund welcomes investments from UCC individuals, churches and organizations.
* Step Up Your Rate option available — see website for details.

Borrow

Adjustable Rate Loans
Terms available from five to 30 years, with a 6% life-of-loan rate cap

Adjustment Period
1 year
3 year
Rate
3.500%
4.000%
Index and Margin
1-year US Treasury + 3.25%
3-year US Treasury + 3.50%
Additional
2% cap per adjustment
2% cap per adjustment

Fixed Rate Loan

Term
30 year
15 year
5 year
Rate
4.875%
4.375%
3.875%
Additional Info
Five-year balloon
Five-year balloon
Fixed rate

Revolving Line of Credit

Term
Max: $100,000, five-year term
Rate
4.875%
Additional Info
Monthly interest-only payment option
Simplified application and reduced closing costs

Eco Loan

Term
Max: $100,000
Yield
Choice of adjustable or fixed rate loan options
Simplified application and reduced closing costs
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INVESTMENTS: This is not an offer to sell our securities to you and we are not soliciting you to buy our securities. We will sell our securities only in states where authorized. The offering is made solely by our Offering Circular, which may be obtained by calling us at (888) 822-3863. Our securities are not insured by the FDIC or any other state or federally regulated institution. Rates may change without notice. LOANS: Interest rates are subject to change without notice. The interest rate on your loan will be set at the time of approval and will be guaranteed for a period of 60 days. If the loan does not close within the 60 day period, the interest rate will be subject to market conditions.