The Cornerstone Fund

Checklists for Churches

More and more, commercial lenders are realizing that churches make appealing borrowers - and often, local banks will off er interest rates that look particularly attractive. At the Cornerstone Fund, we believe we've done our job well when churches obtain the best
financing program available that meets their needs.

Note: we'll be adding more resources soon — please check back often!

Comparing Loans

Traditional lenders often impose a range of fees and requirements that, once calculated into the overall cost of borrowing, reveal an effective interest rate that is higher than originally anticipated. When evaluating a loan from another lender, be sure to consider the range of associated costs you may incur.

Fee	Cornerstone	Local Lender
Application fee	None
Phase I Environmental Study	None
Loan points*	None
Survey	None
Document preparation fee	None
Legal review fee	None
Other fees	None

In addition to web resources, the Cornerstone Fund CD offers a loan calculator than will
automatically determine the effective interest rate of a loan that includes additional fees. For a copy of the CD, call 888.822.3863 or email us at info@cornerstonefund.org.

* These costs may be identified as loan points, discount fees, or loan origination fees.

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Investing from the heart, building for the future.™

This is neither an offer to sell nor a solicitation of an offer to invest. The offer is made only by the offering circular.