A church is so much more than a building - but a building is central to ministry. What's more, it's a trust: a gift to be valued, cared for and preserved for future generations. For churches wanting to make capital improvements, the Cornerstone Fund offers four loan programs at attractive rates, with virtually none of the fees usually associated with real estate-related loans. What's more, Cornerstone Fund representatives understand the unique needs and concerns of congregations, and are glad to work with churches to ensure plans and budgets are well-structured and complete. Our loan brochure, Building for the Future, contains complete information on Cornerstone Fund loans and offers useful guidelines to churches considering capital improvements.